Utilize your home’s equity to fund your dreams.


Utilize your home’s equity to fund your dreams.

Home Equity

Whether you’re looking to remodel your kitchen, finish your basement or fund an upcoming vacation, a home equity loan from Hy-Vee Financial Services can help you finance your dreams. Home equity financing through home equity loans or home equity lines of credit allows you to leverage your home’s equity into financing power.

The Hy-Vee Financial Services Difference

Competitive Rates

Hy-Vee Financial Services offers some of the most competitive rates, making your money go farther.

Quick Decisions

We will guide you through the application process and provide quick feedback on your loan status.

Local Lending

Our local lenders are here to get to know you and offer flexible financing to meet your needs.

Why Choose a Home Equity Loan

Get More for Your Money

A home equity loan, compared to other personal loans, often carries more competitive interest rates, allowing you to get more for your money.

Consolidate Debt

Reduce interest and minimize monthly payments by leveraging the equity in your home to consolidate credit card debt and personal loans.

Flexible Spending

A home equity line of credit (HELOC) can offer a revolving credit line so you can utilize your funds to make purchases when a need arises.

Fund Your Dreams with Home Equity Financing

Home Improvement

Update your home with home equity financing. Whether that means essentials, like a new roof and siding, or cosmetic updates like a kitchen remodel or finishing a basement. Flexible funding using the equity in your home allows you to create your dream home.

Wedding Costs

The happiest day of your life shouldn’t cause you stress over how you’re going to pay for it. Home equity financing can help you fund the wedding and honeymoon of your dreams!

Other Large Expenses

Looking to fund a family vacation, purchase new furniture or settle unexpected expenses that have come up? With a great rate on home equity financing, you can finance whatever life throws your way.

Home Equity Loans FAQs

Home equity is the property’s market value minus any remaining loan balances or liens (like a mortgage) on the property. In other words, the equity you have in your home is equal to the amount of your house that you own.

A HELOC is a home equity line of credit.

A home equity loan offers fixed payments and interest, along with a lump sum up front. On the other hand, a HELOC offers a revolving line of credit with variable payment amounts and variable interest rates. This allows you to tap into the allowed credit line as needed. Learn more in our home equity financing article.

Determining whether a home equity loan or HELOC is right for you can be based on your individual project and financing needs. Learn more in this helpful blog or reach out directly to one of our local lenders for guidance!

Meet Our Lenders

Our experienced lenders are here to guide you every step of the way. They are here to help or answer any questions specific to your financial situation!


Products offered by Hy-Vee Financial Services Insurance are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Hy-Vee Financial Services, may involve investment risks, including possible loss of principal amount invested, and may lose value.

Legal Disclosures and Information

NMLIS #517438
* May not be combined with any other offer. Subject to credit approval and can change at any time. Offer may be discontinued without notice. Only on new transactions. Minimum loan amount of $10,000 to qualify. Loan must close in order to receive waived processing fees, up to $250 value.