Certificates of Deposit

Harvest the benefits of high-yield CDs.

Certificates of Deposit

Harvest the benefits of high-yield CDs.

Certificates of Deposit

For a limited time, take advantage of our new CD specials. We've combined great rates with the flexibility of different CD terms to help you maximize your savings.

Featured CD Specials


6 Months
4.30% APY*


12 Months
3.75% APY*


15 Months
3.89% APY*

Compare Your Options

MonthsAPYMinimum Balance
6 Months4.30%$1,000
12 Months3.75%$1,000
15 Months3.89%$1,000
60 Months3.30%$1,000

*Minimum balance to obtain Annual Percentage Yield (APY) is $1,000. APY is as of 10/18/2024 and may be discontinued at any time. Early withdrawal penalty may be imposed. Fees may reduce earnings. Offer limited to new, consumer certificates only.

We do more than banking.

Products offered by Hy-Vee Financial Services Insurance are not insured by the FDIC or any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by Hy-Vee Financial Services, may involve investment risks, including possible loss of principal amount invested, and may lose value.

Certificates of Deposit FAQs

Money must remain in a CD for a specific term at a fixed interest rate. Interest rates on CDs are typically much higher than traditional savings accounts.

When a CD matures you can withdraw your money, select a new CD term at the interest rate that is being offered at maturity or in some cases renew for the same CD term at the interest rate that is being offered at maturity.